Head of Payments

About us
UAPP.AI is a product company. We build AI-powered mobile applications used by over 10 million people. The full product cycle stays in-house from the idea to scale and monetization. Decisions are fast and data-driven, without bureaucracy.

The Role
We run a subscription product across mobile and web. Payments go direct, through our own provider stack Stripe, Unlimit, Payable, Traspay, SolidGate, Checkout.com, ADN, Apple.
We are looking for a Head of Payments to strengthen the payments direction: onboarding new providers and products, domain compliance, fees, reconciliation and approval rate on rebills.
The role is hands-on: you work alongside the team, not only assign tasks.

What you will do
Provider onboarding: new PSPs, plus new products with providers we already work with applications via agents, merchant ID registration, entities
Domain compliance: preparing the websites we submit for onboarding to meet provider requirements knowing what has to be stated, how and where (terms, refund and subscription cancellation policy, pricing, product description, contacts, support) and keeping it current after underwriting
Recurring and rebills: retry logic, soft/hard declines, payment-method update flows, reducing involuntary churn
Approval rate: audit by GEO, provider and card scheme, routing and cascading priorities
Commercial terms: negotiating fees and rolling reserves, auditing commissions to see where the money leaks
Reconciliation and reporting: settlement reconciliation, payment reporting, cost transparency per product and provider
Analytics: your own dashboards on payment metrics, built with AI tools

What we expect
4+ years in payments, at least 2 at Head / Lead level
A portfolio of several PSPs: Stripe, SolidGate, Checkout.com, Unlimit and similar
Merchant onboarding: applications, merchant IDs, underwriting
Understanding of provider compliance requirements for websites: what has to be stated and where
Recurring payments: rebills, decline handling, churn caused by failed payments
Approval-rate and fee optimization with numbers behind it
Willingness to work hands-on and use AI tools daily
English B2+

Nice to have
Mobile subscriptions, IAP, web-to-app funnels
Negotiating enterprise terms with Tier-1 providers

What we offer
Fully remote, full-time
A working stack and a team already running the direction you join a live process
Fast decisions without long approval chains
A product with 10M+ users and a growing subscription business the result of your work shows on the revenue chart
Competitive USD-pegged compensation, reviewed on results

Hiring process
Intro call with the recruiter
Call with the CEO
Offer